Getting ready to move to a new house? That’s AWESOME! Congratulations!Wait, you aren’t thrilled? Are you feeling overwhelmed and don’t know where to begin?Hey, that’s normal. An impending move is more than just a change of address. It can be the...
PMI is private mortgage insurance. It’s often required by conventional mortgage lenders to finance loans for individuals who do not have the traditional down payment of (at least) 20 percent. It’s a helpful way to purchase a home with a smaller down...
Find a school that makes the grade — all it takes is a little homework.If you’re a parent, buying or renting a new home isn’t just about where you’ll tuck the kids into bed at night — it’s also about where you’ll send them off...
If you are planning to buy a house, your credit score can make a huge difference in the overall cost of your home. Before applying for a mortgage, make sure you’ve done everything you can to get your credit score as high as possible!1. First, check your...
Your credit score is a three-digit measurement of your creditworthiness. By summarizing your prior history of paying off your debts, your credit score tells potential lenders how much risk they will assume if they grant you a loan.If you are considered a risky...
Buying your first home is a big step! It’s wonderful to dream dreams, and it’s easy to get swept up in the excitement of searching property sites like realtor.com. Before going too far, however, it’s a good idea to hit the “pause”...
Would you like a simple, no-nonsense way to handle your monthly bills? Do you HATE balancing your budget every month and reviewing multiple account statements? Do you have arguments with your significant other (or your roommate) because you thought THEY were paying the...
When your children are ages three to six, home means everything to them. So, how can you move from one home to another with minimal anxiety and stress for your little one(s)?Pack a “Moving Adventure Bag”Create a special bag that includes a couple favorite...
When you are buying a home, there are so many things to remember. Property taxes are a big one!Local governments rely on taxes to fund various community services. Tax revenues come from several different sources, including property taxes on all homeowners in the...
What is escrow? This is when a third party holds onto money during a real estate transaction. You can’t touch this money and neither can the seller. However, having these funds in a neutral account protects both sides, by making sure the property transaction...
